http://www.debt-free-debt-consolidation.com/debt-counseling/consumer-debt-counseling/ Consumer debt counseling is an educational process teaching sound credit use practices. en-us Sat, 26 Jul 2008 15:00:00 EDT Sat, 26 Jul 2008 15:00:00 EDT Weblog Editor 2.0 The majority of us know how unpleasant it can be once the realization hits home that we are facing a consumer debt problem. The reality is - you don't have to bare the weight of the burden alone. There is a debt consolidation counseling specialist waiting to help you design the strategy out of debt that will most closely resemble your lifestyle wants and needs. Get that assistance right here, right now. Here are just a few things this brand of consumer debt relief can help you accomplish: consumer debt counseling will reduce your monthly payments, by as much as 57%! consumer debt counseling reduces interest rates allowing you to eliminate debt! consumer debt counseling replaces fees with education empowering you! Financial freedom awaits with consumer debt counseling Are your bills overwhelming you leaving you with the feeling of no way out? Let credit and debt counseling open a door for you to financial freedom. Once you speak with a counsellor they will devise a consumer debt consolidation plan specific to your financial circumstances to help you become debt free. Rather than making payments to your individual creditors you will make one reduced payment each month to the debt consolidation company. After they negotiate the reduced (sometimes by as much as 57%!) payment, they will then disburse your payment to each of your creditors for you. Not only will you save money, but you will save time as well. Consumer debt counseling and your creditors Also, consumer debt counseling is a sign to your creditors that you are serious about paying your debts. To reward you for showing that you are a responsible consumer they will reduce your interest rates. This allows more of your payment to be concentrated towards paying down your balances. Soon you will see those balances drop and be amazed by how much quicker you are able to become debt free than you would have been otherwise. Replace penalties with knowledge - Consumer Debt Counseling Consumer debt counseling acts to replace fees and penalties with education. If you are being charged late fees, over the limit fees, or finance charges, chances are that these "nuisance fees" can be eliminated with debt counseling. Instead of being penalized for your past, consumer debt counseling focuses on giving you the sound credit use education necessary to prevent yourself from ever falling behind again. Get the free debt counseling that will set you in the right direction when you fill out our FREE form today! Sat, 26 Jul 2008 15:00:00 EDT