http://www.debt-free-debt-consolidation.com/debt-reduction/debt-reduction-plan/ Debt reduction plan savings are just a few clicks away. en-us Sat, 26 Jul 2008 15:00:00 EDT Sat, 26 Jul 2008 15:00:00 EDT Weblog Editor 2.0 Get a debt reduction plan and drop your monthly credit card payments up to 57%! Start a debt reduction plan and lower your credit card interest rates! When credit card companies call you, tell them you are on a debt reduction plan! The truth behind a debt reduction plan A solid debt reduction program can resolve your credit card debt problems. Most credit card companies will reduce their minimum monthly payments by up to 57% for consumers on a debt reduction plan. This is their way of showing support for debt reduction plans as an alternative to bankruptcy. Debt reduction plan efficiency Your debt reduction plan is made effective by the reduced credit card interest rates that come with it. In addition to lowering payments, credit card companies will reduce their interest rates for consumers on a debt consolidation plan. Although each credit card company has its own policy, it is typical for that 20% APR to drop to 9%, or maybe even less. This makes your payments a lot more effective at paying down your debt, as little is wasted on interest. In fact, most credit card companies will even waive their "nuisance fees" like late fees and over the limit charges for consumers on a debt reduction plan. With almost all of your payment going towards your actual debt, you can become debt free in as little as 60 months. These are the benefits of a debt reduction service. The right choice when it comes to debt reduction programs can seriously move your financial plans forward and help you get to the point where you can stop renting and start buying a home! Additionally, when you are on a debt reduction plan your creditors will understand that you are working with them. This is why they will cease those embarrassing phone calls at home and work asking for payment. They will even go as far as requesting that the credit bureaus "re-age" your accounts. When your accounts are re-aged, any account that was listed as late will be reported as current instead. This is a way to improve your credit rating. With all of these benefits waiting for you, shouldn't you request your free debt consolidation quote today? Let a debt reduction company do its job. Take advantage of our debt reduction services by filling the form at the top of the page. Sat, 26 Jul 2008 15:00:00 EDT