http://www.debt-free-debt-consolidation.com/debt-settlement/debt-settlement-programs/ Debt settlement programs repay large amounts of debt at 40-80% of what you owe. Learn more about how debt settlement programs help you! en-us Sat, 26 Jul 2008 15:00:00 EDT Sat, 26 Jul 2008 15:00:00 EDT Weblog Editor 2.0 At the very pinnacle of debt settlement services is Debt Free Debt Consolidation, where part of our critical mission is to increase your level of awareness on all things debt, and provide you with quotes and referrals to the top echelons of debt assistance. We associate only with the most esteemed and highly-sought-after debt settlement companies available today. Find out more with no obligation when you fill out our secure form today! You owe it to yourself to locate the best in American debt settlement today. Debt settlement programs offer you a way to save 40-80% while retiring credit card debt! Debt settlement programs are a way out for consumers drowning in credit card debt! Learn how debt settlement programs and debt consolidation programs differ! Credit card debt settlement programs are just a few clicks away! With more and more consumers being forced into bankruptcy each year consumer debt settlement programs have been created as an alternative. A debt settlement is a one time lump sum payment of 40-80% of your entire outstanding debt from one creditor that they will accept as paid in full. This represents huge savings to consumers, however there are a few drawbacks. The first drawback is the nature of the one time lump sum payment: most consumers that far in debt cannot afford to make that large of a payment. Fortunately consumers can find a debt settlement program that will allow them to make partial payments into a fund that will eventually be used for a debt settlement. More about debt settlement programs In fact, these programs will set one monthly payment, and as various credit card debts are settled, they will use the extra funds towards making the next debt settlement sooner. See the perks of debt settlement programs? Unfortunately there is no resolution to the next drawback which is a potentially negative mark on your credit report. Although your existing creditor will accept the debt settlement as paying a debt in full, future credit grantors may get nervous when asked to lend money to someone who has used a debt settlement in the past. Unsecured debt settlement programs are easy to apply for and even easier to save with. An alternative to debt settlement There is an alternative to debt settlement programs that can still provide a similar level of debt relief. A debt consolidation program reduces your monthly credit card payments by up to 57%. This makes it a lot easier for consumers to make those payments each months. Another advantage to a debt consolidation program is the drastically reduced credit card interest rates and elimination of "nuisance fees" such as late fees and over the limit fees. Furthermore, when you make a few payments on a debt consolidation program your creditors will actually "re-age" your accounts. This means that all of your late accounts will be reclassified as current on your credit report. It's a huge advantage of a debt settlement company. So as you can see debt consolidation programs and debt settlement programs are very different. Request your free debt consolidation quote today and see which option is best for you. The best in free debt settlement await. Sat, 26 Jul 2008 15:00:00 EDT http://www.debt-free-debt-consolidation.com/debt-settlement/debt-settlement-programs/unsecured-debt-settlement-programs/ Unsecured debt settlement programs are just a few clicks away. en-us Sat, 26 Jul 2008 15:00:00 EDT Sat, 26 Jul 2008 15:00:00 EDT Weblog Editor 2.0 http://www.debt-free-debt-consolidation.com/debt-settlement/debt-settlement-programs/consumer-debt-settlement-programs/ Consumer debt settlement programs have saved millions of consumers thousands of dollars. en-us Sat, 26 Jul 2008 15:00:00 EDT Sat, 26 Jul 2008 15:00:00 EDT Weblog Editor 2.0 http://www.debt-free-debt-consolidation.com/debt-settlement/debt-settlement-programs/credit-card-debt-settlement-programs/ Credit card debt settlement programs are recommended for all consumers stuck in debt. en-us Sat, 26 Jul 2008 15:00:00 EDT Sat, 26 Jul 2008 15:00:00 EDT Weblog Editor 2.0